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Cost of inaction calculator

Quantify what manual operations are costing your business every month. In under 90 seconds.

Your numbers

Pre-populated with sector defaults. Adjust to your numbers.

Sets revenue per employee (£80,000), a default hourly cost and a typical enquiry value. Indicative figures, pending verification.

£
hrs/wk
hrs/wk
hrs/wk
hrs/wk
/wk
£
60%

Most owner-run SMEs sit between 50 and 80%.

Current systems

How is work tracked today? Select all that apply.

+10% drag
+5% drag
−5% drag
−5% drag
+15% drag

Monthly cost of inaction

£9,277

/month

Severe: £9,277/month, 16% of payroll

That is £111,324 a year on work that could largely be automated. Addressed properly it releases 75 hrs a month, roughly 0.5 full-time equivalent, and around £86,395 a year in value released.

Operational drag£3,486
Enquiry leakage£5,791

£5,086 of the £9,277 is realistically recoverable (55%), using a separate recovery rate for each cost type rather than one blanket assumption.

We record anonymised results to publish UK SME benchmarks.

Key-person exposure (risk-adjusted)

£48,000/year

60% of decisions and knowledge sit with key people, across a team of value £80,000 per head, at a 10% assumed annualised likelihood of key-person disruption (illness, departure, extended absence). That likelihood is a judgement-based assumption, adjustable in advanced settings.

Reducible by documenting (50%)£24,000/year

Structuring and documenting knowledge halves the exposure, it does not remove the person. This sits outside your monthly figure because it is a risk, not a cost you are paying today.

Monthly cost breakdown

Where the cost sits, line by line

1. Operational drag £3,486/month
Data entry and re-entry£1,212
Compiling reports and summaries£758
Chasing updates and follow-ups£909
Searching for information someone else holds£606
2. Enquiry leakage£5,791/month
Delay cost, your team's time doing damage control£379
Revenue at risk, estimated lost conversion from delayed response£5,413
3. Total£9,277/month, £111,324/year

Key-person exposure is reported separately, because it is a risk you carry rather than a cost you pay every month.

What is realistically recoverable

Not everything automates equally, so each cost type carries its own recovery rate.

Operational drag £3,486 × 76%£2,637

Weighted by your task mix: data entry 85%, reports 80%, chasing 70%, searching 60%.

Delay cost £379 × 75%£284

Automatic acknowledgement and routing removes most of the damage-control time.

Revenue at risk £5,413 × 40%£2,165

Faster response recovers some lost conversion, never all of it.

Total recoverable 55% effective rate£5,086/month
What to fix first

The order matters. This is your sequence based on where the recoverable value actually sits.

1
Data entry and re-entry£1,031/month

Connect the systems that currently talk through a human. System-to-system sync removes the re-keying entirely.

2
Chasing updates and follow-ups£637/month

Automatic acknowledgement, routing and status updates. Chasing stops being a job.

3
Compiling reports and summaries£606/month

Automate compilation from source data. The report writes itself; you review it.

4
Searching for information someone else holds£364/month

A structured, searchable knowledge base. Ask the system, not the person.

Annual value released

£86,395/year

Cost recovered

£23,733

Capacity redeployed

£9,273

Revenue protected

£29,390

Risk exposure reduced

£24,000

Capacity released

75 hrs/month

0.5 FTE

Each released hour is counted once: either as cost you stop paying for, or as time redeployed into productive work. Never both. Redeployed hours are valued at £41 per hour of output for your sector. Estimated remaining cost after automation is £4,191 per month.

How we calculated this

Every formula and every assumption, stated plainly.

These figures are estimates built from the numbers you entered and the assumptions above. Nothing here is presented as sourced unless a source is named, and sector figures marked [VERIFY] are placeholders pending checking against the ONS Annual Business Survey.

Turn that cost into capacity

The next step is deciding what it would take to build the first fix. Start with the Process Discovery Wizard, or talk it through with us.